The Financial Harmony™ Podcast
The Financial Harmony™ Podcast with Dr. Preston Cherry blends real financial strategy, retirement planning, and money psychology for people who want clarity without chaos. Hosted by Dr. Cherry, CFP®, Ph.D., and financial therapist, the show delivers grounded insights on investing, taxes, and aligning money with life.
Each week, Dr. Cherry shares clear, grounded insights on retirement planning, investing, tax strategy, and decision-making, alongside honest conversations about money behavior, identity, and well-being.
This show helps you reduce financial stress, make confident decisions, and align your money with the life you want to live. You’ll learn how to invest smarter, spend without guilt, and build wealth that reflects your values, not just your numbers.
No finance-bro energy.
No rage-based hot takes.
No performative advice.
Just calm authority, psychological insight, and real financial guidance for navigating markets, transitions, and life with intention.
Get 1:1 all-inclusive flat-fee financial planning, or go deeper through the Financial Harmony™ Membership for group-based fiduciary guidance, education, workshops, and community.
Live your wealth, your way.
The Financial Harmony™ Podcast
57% of Retirees Regret Not Doing These 5 Things Earlier
Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/
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57% of Gen Xers regret not starting retirement savings earlier - but that’s not the only miss.
In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down the 5 most common money regrets derailing Gen X - and shows you a simple 4R Framework to realign fast.
This isn’t about shame. It’s about turning regret into a plan you can live with (and stick to).
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What You’ll Learn in This Video
✅ The 5 big regrets: late saving, too much debt, kids’ college over retirement, no estate plan, no professional guidance
âś… Why Gen X carries the highest non-mortgage debt - and how to start unwinding it
âś… The 4R Framework (Review, Reframe, Reprioritize, Rebuild) to reset in minutes, not months
âś… Real numbers: how a strong savings rate in your 40s/50s can still target early 60s retirement
âś… How to rebalance cash flow (college vs. retirement), reduce decision fatigue, and create harmony
✅ The one-page “Financial Harmony Brief” to align values, cash flow, and action
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Who Is This Video For?
📌 Gen X (ages ~43–59) who feel “behind” despite solid income
đź“Ś Parents funding college while sacrificing retirement
đź“Ś DIY investors craving structure, not spreadsheets
đź“Ś Professionals who want clarity, cadence, and control - without shame
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe for Weekly, Data-Driven Retirement Strategies👇
YouTube: @DrPrestonCherry
Take the Gen X Retirement Readiness Quiz 🚨
https://concurrentfp.typeform.com/genx-scorecard
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