The Financial Harmony™ Podcast
The Financial Harmony™ Podcast with Dr. Preston Cherry blends real financial strategy, retirement planning, and money psychology for people who want clarity without chaos. Hosted by Dr. Cherry, CFP®, Ph.D., and financial therapist, the show delivers grounded insights on investing, taxes, and aligning money with life.
Each week, Dr. Cherry shares clear, grounded insights on retirement planning, investing, tax strategy, and decision-making, alongside honest conversations about money behavior, identity, and well-being.
This show helps you reduce financial stress, make confident decisions, and align your money with the life you want to live. You’ll learn how to invest smarter, spend without guilt, and build wealth that reflects your values, not just your numbers.
No finance-bro energy.
No rage-based hot takes.
No performative advice.
Just calm authority, psychological insight, and real financial guidance for navigating markets, transitions, and life with intention.
Get 1:1 all-inclusive flat-fee financial planning, or go deeper through the Financial Harmony™ Membership for group-based fiduciary guidance, education, workshops, and community.
Live your wealth, your way.
The Financial Harmony™ Podcast
Can You REALLY Retire at 50 vs 60 With $1.5M? | CFP Case Study
Want a clear answer on retiring at 50 vs 60 with $1.5M? Book a free retirement readiness call 👉 https://www.concurrentfp.com/
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Is $1.5M enough? In this data-driven case study, Dr. Preston Cherry (Financial Planning Ph.D., Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down two real scenarios: retiring at 50 and at 60 - using realistic spending, taxes, and market assumptions. You’ll see how sequence-of-returns risk, Social Security timing, and a Guardrails-based withdrawal plan can turn a shaky “number” into a confident strategy.
This isn’t about chasing someone else’s blueprint. It’s about aligning your life and your money - so you can live your wealth, your way.
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What You’ll Learn in This Video
âś… $1.5M at 50 vs 60: which is a green light - and which needs guardrails
âś… How sequence-of-returns risk can make or break early retirement
âś… The Retirement Guardrails method: set a safe range, track, and adjust (without panic)
âś… When to pull back 10 - 15% - and when to lean in after strong returns
âś… Social Security timing trade-offs (62 vs later) and how it buffers the plan
âś… Why comparison is the real trap - and how to design an aligned retirement
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Who Is This Video For?
đź“Ś Ages 45 - 65 deciding between retiring now vs waiting a few years
đź“Ś Couples targeting $1M - $2M+ and spending roughly $80K - $150K/yr
đź“Ś DIY investors who want a simple, rules-based withdrawal plan
đź“Ś Professionals who value clarity, flexibility, and purpose-driven planning
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe For Weekly Data-Driven Retirement Strategies👇
YouTube: @lifemoneybalance
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